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credit union

Suma

Yonkers, NY · Est. 1964
A
Trust Grade
Excellent
Score: 95/100

Suma is a credit union based in Yonkers, New York, established in 1964, with $461 million in total assets serving 9,588 members. By Trust Grade it ranks 92nd of 267 credit unions we track in New York. Its net worth ratio of 12.3% is stronger than 63% of similarly sized credit unions, versus a New York median of 12%. It was profitable over the most recent period, with a 0.57% return on assets. No consumer complaints against Suma appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$460.9M
$100M–1B institution
Members
9,588
Shares & deposits
Net worth ratio
12.3%
Top 37% of $100M–1B peers · New York median 12%
Return on assets
0.6%
Bottom 42% of $100M–1B peers · New York median 0.67%
Rank in New York
#92
of 267 credit unions

How Suma compares to New York peers

Net worth ratio
Top 37% of $100M–1B peers
Suma
12.3%
New York median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 42% of $100M–1B peers
Suma
0.6%
New York median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Suma

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (12.3% capital ratio)
  • Profitable (ROA 0.57%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Suma over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Suma insured?

Yes. Suma is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Suma: frequently asked questions

Is Suma a good credit union?

Suma earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (12.3% capital ratio); Profitable (ROA 0.57%).

Is Suma NCUA-insured?

Yes. Suma is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Suma?

Suma holds $461 million in total assets, ranking 92nd of 267 credit unions we track in New York. It serves 9,588 members.

Does Suma have CFPB complaints?

No CFPB complaints against Suma appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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