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credit union

Alliance Niagara

Sanborn, NY · Est. 1967
B
Trust Grade
Strong
Score: 80/100

Alliance Niagara is a credit union based in Sanborn, New York, established in 1967, with $23 million in total assets serving 1,134 members. By Trust Grade it ranks 235th of 267 credit unions we track in New York. Its net worth ratio of 8.0% trails most similarly sized credit unions (5th percentile), versus a New York median of 12%. It was profitable over the most recent period, with a 0.49% return on assets. No consumer complaints against Alliance Niagara appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$23.1M
<$100M institution
Members
1,134
Shares & deposits
Net worth ratio
8.0%
Bottom 5% of <$100M peers · New York median 12%
Return on assets
0.5%
Bottom 44% of <$100M peers · New York median 0.67%
Rank in New York
#235
of 267 credit unions

How Alliance Niagara compares to New York peers

Net worth ratio
Bottom 5% of <$100M peers
Alliance Niagara
8.0%
New York median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 44% of <$100M peers
Alliance Niagara
0.5%
New York median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Alliance Niagara

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
80/100
Customer experience
n/a
Overall
B · 80
  • Well-capitalized (8.0% capital ratio)
  • Profitable (ROA 0.49%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Alliance Niagara over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Alliance Niagara insured?

Yes. Alliance Niagara is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Alliance Niagara: frequently asked questions

Is Alliance Niagara a good credit union?

Alliance Niagara earns a Bankzia Trust Grade of B (80/100, "Strong"), based on a financial-strength score of 80/100 (it has no CFPB complaints on record). Well-capitalized (8.0% capital ratio); Profitable (ROA 0.49%).

Is Alliance Niagara NCUA-insured?

Yes. Alliance Niagara is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Alliance Niagara?

Alliance Niagara holds $23 million in total assets, ranking 235th of 267 credit unions we track in New York. It serves 1,134 members.

Does Alliance Niagara have CFPB complaints?

No CFPB complaints against Alliance Niagara appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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