Special Metals
Special Metals is a credit union based in New Hartford, New York, established in 1961, with $24 million in total assets serving 1,767 members. By Trust Grade it ranks 253rd of 267 credit unions we track in New York. Its net worth ratio of 10.8% trails most similarly sized credit unions (23th percentile), versus a New York median of 12%. It posted a loss over the most recent period (-1.43% return on assets), a point to watch. No consumer complaints against Special Metals appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Special Metals compares to New York peers
How we graded Special Metals
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.8% capital ratio)
- Unprofitable over the period (ROA -1.43%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Special Metals over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Special Metals insured?
Yes. Special Metals is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Special Metals: frequently asked questions
Is Special Metals a good credit union?
Special Metals earns a Bankzia Trust Grade of C (72/100, "Average"), based on a financial-strength score of 72/100 (it has no CFPB complaints on record). Well-capitalized (10.8% capital ratio); Unprofitable over the period (ROA -1.43%).
Is Special Metals NCUA-insured?
Yes. Special Metals is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Special Metals?
Special Metals holds $24 million in total assets, ranking 253rd of 267 credit unions we track in New York. It serves 1,767 members.
Does Special Metals have CFPB complaints?
No CFPB complaints against Special Metals appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
