Schenectady County Employees
Schenectady County Employees is a credit union based in Schenectady, New York, established in 1964, with $6 million in total assets serving 645 members. By Trust Grade it ranks 242nd of 267 credit unions we track in New York. Its net worth ratio of 7.1% trails most similarly sized credit unions (2th percentile), versus a New York median of 12%. It was profitable over the most recent period, with a 0.36% return on assets. No consumer complaints against Schenectady County Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Schenectady County Employees compares to New York peers
How we graded Schenectady County Employees
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.1% capital ratio)
- Profitable (ROA 0.36%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Schenectady County Employees over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Schenectady County Employees insured?
Yes. Schenectady County Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Schenectady County Employees: frequently asked questions
Is Schenectady County Employees a good credit union?
Schenectady County Employees earns a Bankzia Trust Grade of C (75/100, "Average"), based on a financial-strength score of 75/100 (it has no CFPB complaints on record). Well-capitalized (7.1% capital ratio); Profitable (ROA 0.36%).
Is Schenectady County Employees NCUA-insured?
Yes. Schenectady County Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Schenectady County Employees?
Schenectady County Employees holds $6 million in total assets, ranking 242nd of 267 credit unions we track in New York. It serves 645 members.
Does Schenectady County Employees have CFPB complaints?
No CFPB complaints against Schenectady County Employees appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
