Watertown Postal
Watertown Postal is a credit union based in Watertown, New York, established in 1949, with $6 million in total assets serving 491 members. By Trust Grade it ranks 11th of 267 credit unions we track in New York. Its net worth ratio of 14.2% trails most similarly sized credit unions (49th percentile), versus a New York median of 12%. It was profitable over the most recent period, with a 1.57% return on assets. No consumer complaints against Watertown Postal appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Watertown Postal compares to New York peers
How we graded Watertown Postal
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.2% capital ratio)
- Strongly profitable (ROA 1.57%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Watertown Postal over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Watertown Postal insured?
Yes. Watertown Postal is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Watertown Postal: frequently asked questions
Is Watertown Postal a good credit union?
Watertown Postal earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.2% capital ratio); Strongly profitable (ROA 1.57%).
Is Watertown Postal NCUA-insured?
Yes. Watertown Postal is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Watertown Postal?
Watertown Postal holds $6 million in total assets, ranking 11th of 267 credit unions we track in New York. It serves 491 members.
Does Watertown Postal have CFPB complaints?
No CFPB complaints against Watertown Postal appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
