Salt City
Salt City is a credit union based in Solvay, New York, established in 1953, with $117 million in total assets serving 7,032 members. By Trust Grade it ranks 224th of 267 credit unions we track in New York. Its net worth ratio of 9.0% trails most similarly sized credit unions (14th percentile), versus a New York median of 12%. It was profitable over the most recent period, with a 0.37% return on assets. No consumer complaints against Salt City appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Salt City compares to New York peers
How we graded Salt City
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.0% capital ratio)
- Profitable (ROA 0.37%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Salt City over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Salt City insured?
Yes. Salt City is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Salt City: frequently asked questions
Is Salt City a good credit union?
Salt City earns a Bankzia Trust Grade of B (82/100, "Strong"), based on a financial-strength score of 82/100 (it has no CFPB complaints on record). Well-capitalized (9.0% capital ratio); Profitable (ROA 0.37%).
Is Salt City NCUA-insured?
Yes. Salt City is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Salt City?
Salt City holds $117 million in total assets, ranking 224th of 267 credit unions we track in New York. It serves 7,032 members.
Does Salt City have CFPB complaints?
No CFPB complaints against Salt City appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
