Lithium
Lithium is a credit union based in Bessemer City, North Carolina, established in 1956, with $16 million in total assets serving 1,619 members. By Trust Grade it ranks 34th of 57 credit unions we track in North Carolina. Its net worth ratio of 14.1% trails most similarly sized credit unions (49th percentile), versus a North Carolina median of 12.7%. It was profitable over the most recent period, with a 0.12% return on assets. No consumer complaints against Lithium appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Lithium compares to North Carolina peers
How we graded Lithium
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.1% capital ratio)
- Profitable (ROA 0.12%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Lithium over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Lithium insured?
Yes. Lithium is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Lithium: frequently asked questions
Is Lithium a good credit union?
Lithium earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Strongly capitalized (14.1% capital ratio); Profitable (ROA 0.12%).
Is Lithium NCUA-insured?
Yes. Lithium is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Lithium?
Lithium holds $16 million in total assets, ranking 34th of 57 credit unions we track in North Carolina. It serves 1,619 members.
Does Lithium have CFPB complaints?
No CFPB complaints against Lithium appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
