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credit union

First Flight

Cary, NC · Est. 1952
B
Trust Grade
Strong
Score: 89/100

First Flight is a credit union based in Cary, North Carolina, established in 1952, with $278 million in total assets serving 20,560 members. By Trust Grade it ranks 41st of 57 credit unions we track in North Carolina. Its net worth ratio of 11.1% trails most similarly sized credit unions (47th percentile), versus a North Carolina median of 12.7%. It was profitable over the most recent period, with a 0.30% return on assets. No consumer complaints against First Flight appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$278.1M
$100M–1B institution
Members
20,560
Shares & deposits
Net worth ratio
11.1%
Bottom 47% of $100M–1B peers · North Carolina median 12.7%
Return on assets
0.3%
Bottom 23% of $100M–1B peers · North Carolina median 0.58%
Rank in North Carolina
#41
of 57 credit unions

How First Flight compares to North Carolina peers

Net worth ratio
Bottom 47% of $100M–1B peers
First Flight
11.1%
North Carolina median
12.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 23% of $100M–1B peers
First Flight
0.3%
North Carolina median
0.6%
Higher ROA = more profitable relative to asset base

How we graded First Flight

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
89/100
Customer experience
n/a
Overall
B · 89
  • Strongly capitalized (11.1% capital ratio)
  • Profitable (ROA 0.30%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First Flight over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at First Flight insured?

Yes. First Flight is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First Flight: frequently asked questions

Is First Flight a good credit union?

First Flight earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Strongly capitalized (11.1% capital ratio); Profitable (ROA 0.30%).

Is First Flight NCUA-insured?

Yes. First Flight is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is First Flight?

First Flight holds $278 million in total assets, ranking 41st of 57 credit unions we track in North Carolina. It serves 20,560 members.

Does First Flight have CFPB complaints?

No CFPB complaints against First Flight appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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