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credit union

Telco Community Credit Union

Candler, NC · Est. 1935
A
Trust Grade
Excellent
Score: 98/100

Telco Community Credit Union is a credit union based in Candler, North Carolina, established in 1935, with $424 million in total assets serving 34,980 members. By Trust Grade it ranks 8th of 57 credit unions we track in North Carolina. Its net worth ratio of 12.3% is stronger than 63% of similarly sized credit unions, versus a North Carolina median of 12.7%. It was profitable over the most recent period, with a 1.59% return on assets. No consumer complaints against Telco Community Credit Union appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$424.5M
$100M–1B institution
Members
34,980
Shares & deposits
Net worth ratio
12.3%
Top 37% of $100M–1B peers · North Carolina median 12.7%
Return on assets
1.6%
Top 9% of $100M–1B peers · North Carolina median 0.58%
Rank in North Carolina
#8
of 57 credit unions

How Telco Community Credit Union compares to North Carolina peers

Net worth ratio
Top 37% of $100M–1B peers
Telco Community
12.3%
North Carolina median
12.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 9% of $100M–1B peers
Telco Community
1.6%
North Carolina median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Telco Community Credit Union

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.3% capital ratio)
  • Strongly profitable (ROA 1.59%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Telco Community Credit Union over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Telco Community Credit Union insured?

Yes. Telco Community Credit Union is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Telco Community Credit Union: frequently asked questions

Is Telco Community Credit Union a good credit union?

Telco Community Credit Union earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.3% capital ratio); Strongly profitable (ROA 1.59%).

Is Telco Community Credit Union NCUA-insured?

Yes. Telco Community Credit Union is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Telco Community Credit Union?

Telco Community Credit Union holds $424 million in total assets, ranking 8th of 57 credit unions we track in North Carolina. It serves 34,980 members.

Does Telco Community Credit Union have CFPB complaints?

No CFPB complaints against Telco Community Credit Union appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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