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credit union

Mount Vernon Baptist Church

Durham, NC · Est. 1948
A
Trust Grade
Excellent
Score: 98/100

Mount Vernon Baptist Church is a credit union based in Durham, North Carolina, established in 1948, with $147 thousand in total assets serving 280 members. By Trust Grade it ranks 9th of 57 credit unions we track in North Carolina. Its net worth ratio of 36.2% is stronger than 97% of similarly sized credit unions, versus a North Carolina median of 12.7%. It was profitable over the most recent period, with a 1.22% return on assets. No consumer complaints against Mount Vernon Baptist Church appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$147K
<$100M institution
Members
280
Shares & deposits
Net worth ratio
36.2%
Top 3% of <$100M peers · North Carolina median 12.7%
Return on assets
1.2%
Top 23% of <$100M peers · North Carolina median 0.58%
Rank in North Carolina
#9
of 57 credit unions

How Mount Vernon Baptist Church compares to North Carolina peers

Net worth ratio
Top 3% of <$100M peers
Mount Vernon
36.2%
North Carolina median
12.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 23% of <$100M peers
Mount Vernon
1.2%
North Carolina median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Mount Vernon Baptist Church

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (36.2% capital ratio)
  • Strongly profitable (ROA 1.22%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Mount Vernon Baptist Church over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Mount Vernon Baptist Church insured?

Yes. Mount Vernon Baptist Church is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Mount Vernon Baptist Church: frequently asked questions

Is Mount Vernon Baptist Church a good credit union?

Mount Vernon Baptist Church earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (36.2% capital ratio); Strongly profitable (ROA 1.22%).

Is Mount Vernon Baptist Church NCUA-insured?

Yes. Mount Vernon Baptist Church is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Mount Vernon Baptist Church?

Mount Vernon Baptist Church holds $0 million in total assets, ranking 9th of 57 credit unions we track in North Carolina. It serves 280 members.

Does Mount Vernon Baptist Church have CFPB complaints?

No CFPB complaints against Mount Vernon Baptist Church appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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