Texas Gulf Carolina Emp
Texas Gulf Carolina Emp is a credit union based in Aurora, North Carolina, established in 1968, with $1 million in total assets serving 385 members. By Trust Grade it ranks 51st of 57 credit unions we track in North Carolina. Its net worth ratio of 36.2% is stronger than 97% of similarly sized credit unions, versus a North Carolina median of 12.7%. It posted a loss over the most recent period (-5.91% return on assets), a point to watch. No consumer complaints against Texas Gulf Carolina Emp appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Texas Gulf Carolina Emp compares to North Carolina peers
How we graded Texas Gulf Carolina Emp
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (36.2% capital ratio)
- Unprofitable over the period (ROA -5.91%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Texas Gulf Carolina Emp over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Texas Gulf Carolina Emp insured?
Yes. Texas Gulf Carolina Emp is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Texas Gulf Carolina Emp: frequently asked questions
Is Texas Gulf Carolina Emp a good credit union?
Texas Gulf Carolina Emp earns a Bankzia Trust Grade of C (73/100, "Average"), based on a financial-strength score of 73/100 (it has no CFPB complaints on record). Strongly capitalized (36.2% capital ratio); Unprofitable over the period (ROA -5.91%).
Is Texas Gulf Carolina Emp NCUA-insured?
Yes. Texas Gulf Carolina Emp is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Texas Gulf Carolina Emp?
Texas Gulf Carolina Emp holds $1 million in total assets, ranking 51st of 57 credit unions we track in North Carolina. It serves 385 members.
Does Texas Gulf Carolina Emp have CFPB complaints?
No CFPB complaints against Texas Gulf Carolina Emp appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
