North Carolina Community
North Carolina Community is a credit union based in Goldsboro, North Carolina, established in 1957, with $103 million in total assets serving 5,869 members. By Trust Grade it ranks 21st of 57 credit unions we track in North Carolina. Its net worth ratio of 11.1% trails most similarly sized credit unions (47th percentile), versus a North Carolina median of 12.7%. It was profitable over the most recent period, with a 1.06% return on assets. No consumer complaints against North Carolina Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How North Carolina Community compares to North Carolina peers
How we graded North Carolina Community
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.1% capital ratio)
- Strongly profitable (ROA 1.06%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for North Carolina Community over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at North Carolina Community insured?
Yes. North Carolina Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
North Carolina Community: frequently asked questions
Is North Carolina Community a good credit union?
North Carolina Community earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (11.1% capital ratio); Strongly profitable (ROA 1.06%).
Is North Carolina Community NCUA-insured?
Yes. North Carolina Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is North Carolina Community?
North Carolina Community holds $103 million in total assets, ranking 21st of 57 credit unions we track in North Carolina. It serves 5,869 members.
Does North Carolina Community have CFPB complaints?
No CFPB complaints against North Carolina Community appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
