Wnc Community Cu
Wnc Community Cu is a credit union based in Waynesville, North Carolina, established in 1946, with $94 million in total assets serving 4,038 members. By Trust Grade it ranks 19th of 57 credit unions we track in North Carolina. Its net worth ratio of 17.1% is stronger than 67% of similarly sized credit unions, versus a North Carolina median of 12.7%. It was profitable over the most recent period, with a 0.58% return on assets. No consumer complaints against Wnc Community Cu appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Wnc Community Cu compares to North Carolina peers
How we graded Wnc Community Cu
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (17.1% capital ratio)
- Profitable (ROA 0.58%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Wnc Community Cu over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Wnc Community Cu insured?
Yes. Wnc Community Cu is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Wnc Community Cu: frequently asked questions
Is Wnc Community Cu a good credit union?
Wnc Community Cu earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (17.1% capital ratio); Profitable (ROA 0.58%).
Is Wnc Community Cu NCUA-insured?
Yes. Wnc Community Cu is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Wnc Community Cu?
Wnc Community Cu holds $94 million in total assets, ranking 19th of 57 credit unions we track in North Carolina. It serves 4,038 members.
Does Wnc Community Cu have CFPB complaints?
No CFPB complaints against Wnc Community Cu appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
