Mcdowell Cornerstone
Mcdowell Cornerstone is a credit union based in Marion, North Carolina, established in 1967, with $37 million in total assets serving 2,687 members. By Trust Grade it ranks 7th of 57 credit unions we track in North Carolina. Its net worth ratio of 17.9% is stronger than 70% of similarly sized credit unions, versus a North Carolina median of 12.7%. It was profitable over the most recent period, with a 1.30% return on assets. No consumer complaints against Mcdowell Cornerstone appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Mcdowell Cornerstone compares to North Carolina peers
How we graded Mcdowell Cornerstone
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (17.9% capital ratio)
- Strongly profitable (ROA 1.30%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Mcdowell Cornerstone over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Mcdowell Cornerstone insured?
Yes. Mcdowell Cornerstone is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Mcdowell Cornerstone: frequently asked questions
Is Mcdowell Cornerstone a good credit union?
Mcdowell Cornerstone earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (17.9% capital ratio); Strongly profitable (ROA 1.30%).
Is Mcdowell Cornerstone NCUA-insured?
Yes. Mcdowell Cornerstone is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Mcdowell Cornerstone?
Mcdowell Cornerstone holds $37 million in total assets, ranking 7th of 57 credit unions we track in North Carolina. It serves 2,687 members.
Does Mcdowell Cornerstone have CFPB complaints?
No CFPB complaints against Mcdowell Cornerstone appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
