Emergency Responders
Emergency Responders is a credit union based in Winston Salem, North Carolina, established in 1940, with $30 million in total assets serving 3,380 members. By Trust Grade it ranks 47th of 57 credit unions we track in North Carolina. Its net worth ratio of 8.0% trails most similarly sized credit unions (5th percentile), versus a North Carolina median of 12.7%. It was profitable over the most recent period, with a 0.58% return on assets. No consumer complaints against Emergency Responders appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Emergency Responders compares to North Carolina peers
How we graded Emergency Responders
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.0% capital ratio)
- Profitable (ROA 0.58%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Emergency Responders over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Emergency Responders insured?
Yes. Emergency Responders is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Emergency Responders: frequently asked questions
Is Emergency Responders a good credit union?
Emergency Responders earns a Bankzia Trust Grade of B (80/100, "Strong"), based on a financial-strength score of 80/100 (it has no CFPB complaints on record). Well-capitalized (8.0% capital ratio); Profitable (ROA 0.58%).
Is Emergency Responders NCUA-insured?
Yes. Emergency Responders is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Emergency Responders?
Emergency Responders holds $30 million in total assets, ranking 47th of 57 credit unions we track in North Carolina. It serves 3,380 members.
Does Emergency Responders have CFPB complaints?
No CFPB complaints against Emergency Responders appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
