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credit union

Cs

Catawba, NC · Est. 1986
A
Trust Grade
Excellent
Score: 94/100

Cs is a credit union based in Catawba, North Carolina, established in 1986, with $32 million in total assets serving 2,841 members. By Trust Grade it ranks 24th of 57 credit unions we track in North Carolina. Its net worth ratio of 17.9% is stronger than 70% of similarly sized credit unions, versus a North Carolina median of 12.7%. It was profitable over the most recent period, with a 0.43% return on assets. No consumer complaints against Cs appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$31.5M
<$100M institution
Members
2,841
Shares & deposits
Net worth ratio
17.9%
Top 30% of <$100M peers · North Carolina median 12.7%
Return on assets
0.4%
Bottom 41% of <$100M peers · North Carolina median 0.58%
Rank in North Carolina
#24
of 57 credit unions

How Cs compares to North Carolina peers

Net worth ratio
Top 30% of <$100M peers
Cs
17.9%
North Carolina median
12.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 41% of <$100M peers
Cs
0.4%
North Carolina median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Cs

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (17.9% capital ratio)
  • Profitable (ROA 0.43%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Cs over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Cs insured?

Yes. Cs is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Cs: frequently asked questions

Is Cs a good credit union?

Cs earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (17.9% capital ratio); Profitable (ROA 0.43%).

Is Cs NCUA-insured?

Yes. Cs is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Cs?

Cs holds $32 million in total assets, ranking 24th of 57 credit unions we track in North Carolina. It serves 2,841 members.

Does Cs have CFPB complaints?

No CFPB complaints against Cs appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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