Allegacy
Allegacy is a credit union based in Winston Salem, North Carolina, established in 1967, with $2.6 billion in total assets serving 185,077 members. By Trust Grade it ranks 18th of 57 credit unions we track in North Carolina. Its net worth ratio of 11.3% is stronger than 61% of similarly sized credit unions, versus a North Carolina median of 12.7%. It was profitable over the most recent period, with a 1.43% return on assets. No consumer complaints against Allegacy appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Allegacy compares to North Carolina peers
How we graded Allegacy
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.3% capital ratio)
- Strongly profitable (ROA 1.43%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Allegacy over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Allegacy insured?
Yes. Allegacy is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Allegacy: frequently asked questions
Is Allegacy a good credit union?
Allegacy earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (11.3% capital ratio); Strongly profitable (ROA 1.43%).
Is Allegacy NCUA-insured?
Yes. Allegacy is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Allegacy?
Allegacy holds $2.6 billion in total assets, ranking 18th of 57 credit unions we track in North Carolina. It serves 185,077 members.
Does Allegacy have CFPB complaints?
No CFPB complaints against Allegacy appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
