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credit union

Latino Community

Durham, NC · Est. 2000
A
Trust Grade
Excellent
Score: 95/100

Latino Community is a credit union based in Durham, North Carolina, established in 2000, with $1.1 billion in total assets serving 125,782 members. By Trust Grade it ranks 20th of 57 credit unions we track in North Carolina. Its net worth ratio of 23.8% is stronger than 99% of similarly sized credit unions, versus a North Carolina median of 12.7%. It was profitable over the most recent period, with a 0.67% return on assets. No consumer complaints against Latino Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.1B
$1B–10B institution
Members
125,782
Shares & deposits
Net worth ratio
23.8%
Top 1% of $1B–10B peers · North Carolina median 12.7%
Return on assets
0.7%
Bottom 47% of $1B–10B peers · North Carolina median 0.58%
Rank in North Carolina
#20
of 57 credit unions

How Latino Community compares to North Carolina peers

Net worth ratio
Top 1% of $1B–10B peers
Latino Community
23.8%
North Carolina median
12.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 47% of $1B–10B peers
Latino Community
0.7%
North Carolina median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Latino Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (23.8% capital ratio)
  • Profitable (ROA 0.67%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Latino Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Latino Community insured?

Yes. Latino Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Latino Community: frequently asked questions

Is Latino Community a good credit union?

Latino Community earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (23.8% capital ratio); Profitable (ROA 0.67%).

Is Latino Community NCUA-insured?

Yes. Latino Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Latino Community?

Latino Community holds $1.1 billion in total assets, ranking 20th of 57 credit unions we track in North Carolina. It serves 125,782 members.

Does Latino Community have CFPB complaints?

No CFPB complaints against Latino Community appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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