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credit union

Cincinnati Healthcare Associates

Cincinnati, OH · Est. 1973
A
Trust Grade
Excellent
Score: 98/100

Cincinnati Healthcare Associates is a credit union based in Cincinnati, Ohio, established in 1973, with $20 million in total assets serving 3,161 members. By Trust Grade it ranks 19th of 195 credit unions we track in Ohio. Its net worth ratio of 14.3% is stronger than 51% of similarly sized credit unions, versus a Ohio median of 12%. It was profitable over the most recent period, with a 1.20% return on assets. No consumer complaints against Cincinnati Healthcare Associates appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$20.2M
<$100M institution
Members
3,161
Shares & deposits
Net worth ratio
14.3%
Top 49% of <$100M peers · Ohio median 12%
Return on assets
1.2%
Top 24% of <$100M peers · Ohio median 0.69%
Rank in Ohio
#19
of 195 credit unions

How Cincinnati Healthcare Associates compares to Ohio peers

Net worth ratio
Top 49% of <$100M peers
Cincinnati Healthcare
14.3%
Ohio median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 24% of <$100M peers
Cincinnati Healthcare
1.2%
Ohio median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Cincinnati Healthcare Associates

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (14.3% capital ratio)
  • Strongly profitable (ROA 1.20%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Cincinnati Healthcare Associates over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Cincinnati Healthcare Associates insured?

Yes. Cincinnati Healthcare Associates is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Cincinnati Healthcare Associates: frequently asked questions

Is Cincinnati Healthcare Associates a good credit union?

Cincinnati Healthcare Associates earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.3% capital ratio); Strongly profitable (ROA 1.20%).

Is Cincinnati Healthcare Associates NCUA-insured?

Yes. Cincinnati Healthcare Associates is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Cincinnati Healthcare Associates?

Cincinnati Healthcare Associates holds $20 million in total assets, ranking 19th of 195 credit unions we track in Ohio. It serves 3,161 members.

Does Cincinnati Healthcare Associates have CFPB complaints?

No CFPB complaints against Cincinnati Healthcare Associates appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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