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credit union

Sharefax

Cincinnati, OH · Est. 1960
B
Trust Grade
Strong
Score: 85/100

Sharefax is a credit union based in Cincinnati, Ohio, established in 1960, with $726 million in total assets serving 42,151 members. By Trust Grade it ranks 150th of 195 credit unions we track in Ohio. Its net worth ratio of 9.6% trails most similarly sized credit unions (23th percentile), versus a Ohio median of 12%. It was profitable over the most recent period, with a 0.42% return on assets. No consumer complaints against Sharefax appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$726.4M
$100M–1B institution
Members
42,151
Shares & deposits
Net worth ratio
9.6%
Bottom 23% of $100M–1B peers · Ohio median 12%
Return on assets
0.4%
Bottom 31% of $100M–1B peers · Ohio median 0.69%
Rank in Ohio
#150
of 195 credit unions

How Sharefax compares to Ohio peers

Net worth ratio
Bottom 23% of $100M–1B peers
Sharefax
9.6%
Ohio median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 31% of $100M–1B peers
Sharefax
0.4%
Ohio median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Sharefax

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
85/100
Customer experience
n/a
Overall
B · 85
  • Well-capitalized (9.6% capital ratio)
  • Profitable (ROA 0.42%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Sharefax over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Sharefax insured?

Yes. Sharefax is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Sharefax: frequently asked questions

Is Sharefax a good credit union?

Sharefax earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (9.6% capital ratio); Profitable (ROA 0.42%).

Is Sharefax NCUA-insured?

Yes. Sharefax is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Sharefax?

Sharefax holds $726 million in total assets, ranking 150th of 195 credit unions we track in Ohio. It serves 42,151 members.

Does Sharefax have CFPB complaints?

No CFPB complaints against Sharefax appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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