Homeland
Homeland is a credit union based in Chillicothe, Ohio, established in 1932, with $620 million in total assets serving 23,854 members. By Trust Grade it ranks 24th of 195 credit unions we track in Ohio. Its net worth ratio of 15.7% is stronger than 89% of similarly sized credit unions, versus a Ohio median of 12%. It was profitable over the most recent period, with a 1.04% return on assets. No consumer complaints against Homeland appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Homeland compares to Ohio peers
How we graded Homeland
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (15.7% capital ratio)
- Strongly profitable (ROA 1.04%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Homeland over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Homeland insured?
Yes. Homeland is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Homeland: frequently asked questions
Is Homeland a good credit union?
Homeland earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.7% capital ratio); Strongly profitable (ROA 1.04%).
Is Homeland NCUA-insured?
Yes. Homeland is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Homeland?
Homeland holds $620 million in total assets, ranking 24th of 195 credit unions we track in Ohio. It serves 23,854 members.
Does Homeland have CFPB complaints?
No CFPB complaints against Homeland appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
