credit union

U.P.S.

Cincinnati, OH
A
Trust Grade
Excellent
Score: 90/100

U.P.S. is a credit union based in Cincinnati, Ohio, with $3 million in total assets serving 597 members. By Trust Grade it ranks 121st of 195 credit unions we track in Ohio. Its net worth ratio of 12.5% trails most similarly sized credit unions (37th percentile), versus a Ohio median of 12%. It was profitable over the most recent period, with a 0.01% return on assets. No consumer complaints against U.P.S. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$3.3M
<$100M institution
Members
597
Shares & deposits
—
Net worth ratio
12.5%
Bottom 37% of <$100M peers · Ohio median 12%
Return on assets
0.0%
Bottom 21% of <$100M peers · Ohio median 0.69%
Rank in Ohio
#121
of 195 credit unions

How U.P.S. compares to Ohio peers

Net worth ratio
Bottom 37% of <$100M peers
U.P.S.
12.5%
Ohio median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 21% of <$100M peers
U.P.S.
0.0%
Ohio median
0.7%
Higher ROA = more profitable relative to asset base

How we graded U.P.S.

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
90/100
Customer experience
n/a
Overall
A · 90
  • Strongly capitalized (12.5% capital ratio)
  • Profitable (ROA 0.01%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for U.P.S. over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at U.P.S. insured?

Yes. U.P.S. is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

U.P.S.: frequently asked questions

Is U.P.S. a good credit union?

U.P.S. earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Strongly capitalized (12.5% capital ratio); Profitable (ROA 0.01%).

Is U.P.S. NCUA-insured?

Yes. U.P.S. is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is U.P.S.?

U.P.S. holds $3 million in total assets, ranking 121st of 195 credit unions we track in Ohio. It serves 597 members.

Does U.P.S. have CFPB complaints?

No CFPB complaints against U.P.S. appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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