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credit union

Nueva Esperanza Community

Toledo, OH · Est. 2010
A
Trust Grade
Excellent
Score: 98/100

Nueva Esperanza Community is a credit union based in Toledo, Ohio, established in 2010, with $4 million in total assets serving 810 members. By Trust Grade it ranks 35th of 195 credit unions we track in Ohio. Its net worth ratio of 47.8% is stronger than 99% of similarly sized credit unions, versus a Ohio median of 12%. It was profitable over the most recent period, with a 2.00% return on assets. No consumer complaints against Nueva Esperanza Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$4.4M
<$100M institution
Members
810
Shares & deposits
Net worth ratio
47.8%
Top 1% of <$100M peers · Ohio median 12%
Return on assets
2.0%
Top 6% of <$100M peers · Ohio median 0.69%
Rank in Ohio
#35
of 195 credit unions

How Nueva Esperanza Community compares to Ohio peers

Net worth ratio
Top 1% of <$100M peers
Nueva Esperanza
47.8%
Ohio median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 6% of <$100M peers
Nueva Esperanza
2.0%
Ohio median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Nueva Esperanza Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (47.8% capital ratio)
  • Strongly profitable (ROA 2.00%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Nueva Esperanza Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Nueva Esperanza Community insured?

Yes. Nueva Esperanza Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Nueva Esperanza Community: frequently asked questions

Is Nueva Esperanza Community a good credit union?

Nueva Esperanza Community earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (47.8% capital ratio); Strongly profitable (ROA 2.00%).

Is Nueva Esperanza Community NCUA-insured?

Yes. Nueva Esperanza Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Nueva Esperanza Community?

Nueva Esperanza Community holds $4 million in total assets, ranking 35th of 195 credit unions we track in Ohio. It serves 810 members.

Does Nueva Esperanza Community have CFPB complaints?

No CFPB complaints against Nueva Esperanza Community appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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