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Midwest Community

Defiance, OH · Est. 1954
B
Trust Grade
Strong
Score: 85/100

Midwest Community is a credit union based in Defiance, Ohio, established in 1954, with $259 million in total assets serving 14,327 members. By Trust Grade it ranks 147th of 195 credit unions we track in Ohio. Its net worth ratio of 8.4% trails most similarly sized credit unions (7th percentile), versus a Ohio median of 12%. It was profitable over the most recent period, with a 1.04% return on assets. No consumer complaints against Midwest Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$258.7M
$100M–1B institution
Members
14,327
Shares & deposits
Net worth ratio
8.4%
Bottom 7% of $100M–1B peers · Ohio median 12%
Return on assets
1.0%
Top 27% of $100M–1B peers · Ohio median 0.69%
Rank in Ohio
#147
of 195 credit unions

How Midwest Community compares to Ohio peers

Net worth ratio
Bottom 7% of $100M–1B peers
Midwest Community
8.4%
Ohio median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 27% of $100M–1B peers
Midwest Community
1.0%
Ohio median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Midwest Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
85/100
Customer experience
n/a
Overall
B · 85
  • Well-capitalized (8.4% capital ratio)
  • Strongly profitable (ROA 1.04%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Midwest Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Midwest Community insured?

Yes. Midwest Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Midwest Community: frequently asked questions

Is Midwest Community a good credit union?

Midwest Community earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (8.4% capital ratio); Strongly profitable (ROA 1.04%).

Is Midwest Community NCUA-insured?

Yes. Midwest Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Midwest Community?

Midwest Community holds $259 million in total assets, ranking 147th of 195 credit unions we track in Ohio. It serves 14,327 members.

Does Midwest Community have CFPB complaints?

No CFPB complaints against Midwest Community appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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