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credit union

Ohio Valley Community

Clarington, OH · Est. 1960
A
Trust Grade
Excellent
Score: 98/100

Ohio Valley Community is a credit union based in Clarington, Ohio, established in 1960, with $243 million in total assets serving 15,556 members. By Trust Grade it ranks 23rd of 195 credit unions we track in Ohio. Its net worth ratio of 13.1% is stronger than 72% of similarly sized credit unions, versus a Ohio median of 12%. It was profitable over the most recent period, with a 1.34% return on assets. No consumer complaints against Ohio Valley Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$243.5M
$100M–1B institution
Members
15,556
Shares & deposits
Net worth ratio
13.1%
Top 28% of $100M–1B peers · Ohio median 12%
Return on assets
1.3%
Top 15% of $100M–1B peers · Ohio median 0.69%
Rank in Ohio
#23
of 195 credit unions

How Ohio Valley Community compares to Ohio peers

Net worth ratio
Top 28% of $100M–1B peers
Ohio Valley
13.1%
Ohio median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 15% of $100M–1B peers
Ohio Valley
1.3%
Ohio median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Ohio Valley Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (13.1% capital ratio)
  • Strongly profitable (ROA 1.34%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Ohio Valley Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Ohio Valley Community insured?

Yes. Ohio Valley Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Ohio Valley Community: frequently asked questions

Is Ohio Valley Community a good credit union?

Ohio Valley Community earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.1% capital ratio); Strongly profitable (ROA 1.34%).

Is Ohio Valley Community NCUA-insured?

Yes. Ohio Valley Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Ohio Valley Community?

Ohio Valley Community holds $243 million in total assets, ranking 23rd of 195 credit unions we track in Ohio. It serves 15,556 members.

Does Ohio Valley Community have CFPB complaints?

No CFPB complaints against Ohio Valley Community appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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