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credit union

Community Star

Elyria, OH · Est. 1938
B
Trust Grade
Strong
Score: 89/100

Community Star is a credit union based in Elyria, Ohio, established in 1938, with $103 million in total assets serving 7,732 members. By Trust Grade it ranks 128th of 195 credit unions we track in Ohio. Its net worth ratio of 9.6% trails most similarly sized credit unions (24th percentile), versus a Ohio median of 12%. It was profitable over the most recent period, with a 0.97% return on assets. No consumer complaints against Community Star appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$102.5M
$100M–1B institution
Members
7,732
Shares & deposits
Net worth ratio
9.6%
Bottom 24% of $100M–1B peers · Ohio median 12%
Return on assets
1.0%
Top 31% of $100M–1B peers · Ohio median 0.69%
Rank in Ohio
#128
of 195 credit unions

How Community Star compares to Ohio peers

Net worth ratio
Bottom 24% of $100M–1B peers
Community Star
9.6%
Ohio median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 31% of $100M–1B peers
Community Star
1.0%
Ohio median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Community Star

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
89/100
Customer experience
n/a
Overall
B · 89
  • Well-capitalized (9.6% capital ratio)
  • Profitable (ROA 0.97%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Community Star over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Community Star insured?

Yes. Community Star is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Community Star: frequently asked questions

Is Community Star a good credit union?

Community Star earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (9.6% capital ratio); Profitable (ROA 0.97%).

Is Community Star NCUA-insured?

Yes. Community Star is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Community Star?

Community Star holds $103 million in total assets, ranking 128th of 195 credit unions we track in Ohio. It serves 7,732 members.

Does Community Star have CFPB complaints?

No CFPB complaints against Community Star appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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