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credit union

University Of Toledo

Toledo, OH · Est. 1964
A
Trust Grade
Excellent
Score: 92/100

University Of Toledo is a credit union based in Toledo, Ohio, established in 1964, with $101 million in total assets serving 5,173 members. By Trust Grade it ranks 94th of 195 credit unions we track in Ohio. Its net worth ratio of 10.9% trails most similarly sized credit unions (46th percentile), versus a Ohio median of 12%. It was profitable over the most recent period, with a 0.79% return on assets. No consumer complaints against University Of Toledo appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$100.6M
$100M–1B institution
Members
5,173
Shares & deposits
Net worth ratio
10.9%
Bottom 46% of $100M–1B peers · Ohio median 12%
Return on assets
0.8%
Top 43% of $100M–1B peers · Ohio median 0.69%
Rank in Ohio
#94
of 195 credit unions

How University Of Toledo compares to Ohio peers

Net worth ratio
Bottom 46% of $100M–1B peers
University Of
10.9%
Ohio median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 43% of $100M–1B peers
University Of
0.8%
Ohio median
0.7%
Higher ROA = more profitable relative to asset base

How we graded University Of Toledo

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Well-capitalized (10.9% capital ratio)
  • Profitable (ROA 0.79%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for University Of Toledo over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at University Of Toledo insured?

Yes. University Of Toledo is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

University Of Toledo: frequently asked questions

Is University Of Toledo a good credit union?

University Of Toledo earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (10.9% capital ratio); Profitable (ROA 0.79%).

Is University Of Toledo NCUA-insured?

Yes. University Of Toledo is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is University Of Toledo?

University Of Toledo holds $101 million in total assets, ranking 94th of 195 credit unions we track in Ohio. It serves 5,173 members.

Does University Of Toledo have CFPB complaints?

No CFPB complaints against University Of Toledo appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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