Harvest
Harvest is a credit union based in Heath, Ohio, established in 1970, with $43 million in total assets serving 2,253 members. By Trust Grade it ranks 17th of 195 credit unions we track in Ohio. Its net worth ratio of 12.9% trails most similarly sized credit unions (40th percentile), versus a Ohio median of 12%. It was profitable over the most recent period, with a 1.29% return on assets. No consumer complaints against Harvest appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Harvest compares to Ohio peers
How we graded Harvest
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.9% capital ratio)
- Strongly profitable (ROA 1.29%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Harvest over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Harvest insured?
Yes. Harvest is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Harvest: frequently asked questions
Is Harvest a good credit union?
Harvest earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.9% capital ratio); Strongly profitable (ROA 1.29%).
Is Harvest NCUA-insured?
Yes. Harvest is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Harvest?
Harvest holds $43 million in total assets, ranking 17th of 195 credit unions we track in Ohio. It serves 2,253 members.
Does Harvest have CFPB complaints?
No CFPB complaints against Harvest appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
