Valley One Community
Valley One Community is a credit union based in Steubenville, Ohio, established in 1965, with $41 million in total assets serving 3,680 members. By Trust Grade it ranks 67th of 195 credit unions we track in Ohio. Its net worth ratio of 12.3% trails most similarly sized credit unions (35th percentile), versus a Ohio median of 12%. It was profitable over the most recent period, with a 0.62% return on assets. No consumer complaints against Valley One Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Valley One Community compares to Ohio peers
How we graded Valley One Community
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.3% capital ratio)
- Profitable (ROA 0.62%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Valley One Community over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Valley One Community insured?
Yes. Valley One Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Valley One Community: frequently asked questions
Is Valley One Community a good credit union?
Valley One Community earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (12.3% capital ratio); Profitable (ROA 0.62%).
Is Valley One Community NCUA-insured?
Yes. Valley One Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Valley One Community?
Valley One Community holds $41 million in total assets, ranking 67th of 195 credit unions we track in Ohio. It serves 3,680 members.
Does Valley One Community have CFPB complaints?
No CFPB complaints against Valley One Community appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
