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credit union

Century

Independence, OH · Est. 1948
91/ 100
Trust Grade
Excellent
91 out of 100

Century is a credit union based in Independence, Ohio, established in 1948, with $475 million in total assets serving 29,136 members. By Trust Grade it ranks 105th of 195 credit unions we track in Ohio. Its net worth ratio of 10.8% trails most similarly sized credit unions (43th percentile), versus a Ohio median of 12%. It was profitable over the most recent period, with a 0.71% return on assets. No consumer complaints against Century appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$474.6M
$100M–1B institution
Members
29,136
Shares & deposits
Net worth ratio
10.8%
Bottom 43% of $100M–1B peers · Ohio median 12%
Return on assets
0.7%
Top 48% of $100M–1B peers · Ohio median 0.69%
Rank in Ohio
#105
of 195 credit unions

How Century compares to Ohio peers

Net worth ratio
Bottom 43% of $100M–1B peers
Century
10.8%
Ohio median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 48% of $100M–1B peers
Century
0.7%
Ohio median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Century

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
91/100
  • Well-capitalized (10.8% capital ratio)
  • Profitable (ROA 0.71%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Century over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Century insured?

Yes. Century is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Century: frequently asked questions

Is Century a good credit union?

Century earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (10.8% capital ratio); Profitable (ROA 0.71%).

Is Century NCUA-insured?

Yes. Century is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Century?

Century holds $475 million in total assets, ranking 105th of 195 credit unions we track in Ohio. It serves 29,136 members.

Does Century have CFPB complaints?

No CFPB complaints against Century appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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