Oucu Financial Credit Union, Inc.
Oucu Financial Credit Union, Inc. is a credit union based in Athens, Ohio, established in 1955, with $521 million in total assets serving 26,302 members. By Trust Grade it ranks 182nd of 195 credit unions we track in Ohio. Its net worth ratio of 11.5% is stronger than 54% of similarly sized credit unions, versus a Ohio median of 12%. It posted a loss over the most recent period (-1.00% return on assets), a point to watch. No consumer complaints against Oucu Financial Credit Union, Inc. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Oucu Financial Credit Union, Inc. compares to Ohio peers
How we graded Oucu Financial Credit Union, Inc.
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.5% capital ratio)
- Unprofitable over the period (ROA -1.00%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Oucu Financial Credit Union, Inc. over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Oucu Financial Credit Union, Inc. insured?
Yes. Oucu Financial Credit Union, Inc. is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Oucu Financial Credit Union, Inc.: frequently asked questions
Is Oucu Financial Credit Union, Inc. a good credit union?
Oucu Financial Credit Union, Inc. earns a Bankzia Trust Grade of C (79/100, "Average"), based on a financial-strength score of 79/100 (it has no CFPB complaints on record). Strongly capitalized (11.5% capital ratio); Unprofitable over the period (ROA -1.00%).
Is Oucu Financial Credit Union, Inc. NCUA-insured?
Yes. Oucu Financial Credit Union, Inc. is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Oucu Financial Credit Union, Inc.?
Oucu Financial Credit Union, Inc. holds $521 million in total assets, ranking 182nd of 195 credit unions we track in Ohio. It serves 26,302 members.
Does Oucu Financial Credit Union, Inc. have CFPB complaints?
No CFPB complaints against Oucu Financial Credit Union, Inc. appear in our data over the analysis window, which is typical for a credit union of this size.
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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
