Softite Community
Softite Community is a credit union based in Martins Ferry, Ohio, established in 1969, with $37 million in total assets serving 3,845 members. By Trust Grade it ranks 13th of 195 credit unions we track in Ohio. Its net worth ratio of 15.4% is stronger than 58% of similarly sized credit unions, versus a Ohio median of 12%. It was profitable over the most recent period, with a 1.68% return on assets. No consumer complaints against Softite Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Softite Community compares to Ohio peers
How we graded Softite Community
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (15.4% capital ratio)
- Strongly profitable (ROA 1.68%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Softite Community over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Softite Community insured?
Yes. Softite Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Softite Community: frequently asked questions
Is Softite Community a good credit union?
Softite Community earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.4% capital ratio); Strongly profitable (ROA 1.68%).
Is Softite Community NCUA-insured?
Yes. Softite Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Softite Community?
Softite Community holds $37 million in total assets, ranking 13th of 195 credit unions we track in Ohio. It serves 3,845 members.
Does Softite Community have CFPB complaints?
No CFPB complaints against Softite Community appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
