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credit union

Mcdonald Community

Mc Donald, OH · Est. 1936
A
Trust Grade
Excellent
Score: 94/100

Mcdonald Community is a credit union based in Mc Donald, Ohio, established in 1936, with $5 million in total assets serving 730 members. By Trust Grade it ranks 74th of 195 credit unions we track in Ohio. Its net worth ratio of 11.9% trails most similarly sized credit unions (32th percentile), versus a Ohio median of 12%. It was profitable over the most recent period, with a 0.58% return on assets. No consumer complaints against Mcdonald Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$4.6M
<$100M institution
Members
730
Shares & deposits
Net worth ratio
11.9%
Bottom 32% of <$100M peers · Ohio median 12%
Return on assets
0.6%
Bottom 49% of <$100M peers · Ohio median 0.69%
Rank in Ohio
#74
of 195 credit unions

How Mcdonald Community compares to Ohio peers

Net worth ratio
Bottom 32% of <$100M peers
Mcdonald Community
11.9%
Ohio median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 49% of <$100M peers
Mcdonald Community
0.6%
Ohio median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Mcdonald Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (11.9% capital ratio)
  • Profitable (ROA 0.58%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Mcdonald Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Mcdonald Community insured?

Yes. Mcdonald Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Mcdonald Community: frequently asked questions

Is Mcdonald Community a good credit union?

Mcdonald Community earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (11.9% capital ratio); Profitable (ROA 0.58%).

Is Mcdonald Community NCUA-insured?

Yes. Mcdonald Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Mcdonald Community?

Mcdonald Community holds $5 million in total assets, ranking 74th of 195 credit unions we track in Ohio. It serves 730 members.

Does Mcdonald Community have CFPB complaints?

No CFPB complaints against Mcdonald Community appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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