Nickel Steel
Nickel Steel is a credit union based in Lima, Ohio, established in 1953, with $5 million in total assets serving 527 members. By Trust Grade it ranks 92nd of 195 credit unions we track in Ohio. Its net worth ratio of 32.6% is stronger than 96% of similarly sized credit unions, versus a Ohio median of 12%. It was profitable over the most recent period, with a 0.26% return on assets. No consumer complaints against Nickel Steel appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Nickel Steel compares to Ohio peers
How we graded Nickel Steel
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (32.6% capital ratio)
- Profitable (ROA 0.26%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Nickel Steel over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Nickel Steel insured?
Yes. Nickel Steel is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Nickel Steel: frequently asked questions
Is Nickel Steel a good credit union?
Nickel Steel earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (32.6% capital ratio); Profitable (ROA 0.26%).
Is Nickel Steel NCUA-insured?
Yes. Nickel Steel is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Nickel Steel?
Nickel Steel holds $5 million in total assets, ranking 92nd of 195 credit unions we track in Ohio. It serves 527 members.
Does Nickel Steel have CFPB complaints?
No CFPB complaints against Nickel Steel appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
