credit union

First Ohio Community

Q: Is First Ohio Community a good credit union?

First Ohio Community earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (10.3% capital ratio); Profitable (ROA 0.59%).

Q: Is First Ohio Community NCUA-insured?

Yes. First Ohio Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

Q: How big is First Ohio Community?

First Ohio Community holds $46 million in total assets, ranking 123rd of 195 credit unions we track in Ohio. It serves 3,280 members.

Q: Does First Ohio Community have CFPB complaints?

No CFPB complaints against First Ohio Community appear in our data over the analysis window, which is typical for a credit union of this size.

North Canton, OH · Est. 1937

Trust Grade

Strong

Score: 89/100

First Ohio Community is a credit union based in North Canton, Ohio, established in 1937, with $46 million in total assets serving 3,280 members. By Trust Grade it ranks 123rd of 195 credit unions we track in Ohio. Its net worth ratio of 10.3% trails most similarly sized credit unions (19th percentile), versus a Ohio median of 12%. It was profitable over the most recent period, with a 0.59% return on assets. No consumer complaints against First Ohio Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets

$45.9M

<$100M institution

Members

3,280

Shares & deposits

—

Net worth ratio

10.3%

Bottom 19% of <$100M peers · Ohio median 12%

Return on assets

0.6%

Bottom 49% of <$100M peers · Ohio median 0.69%

Rank in Ohio

#123

of 195 credit unions

How First Ohio Community compares to Ohio peers

Net worth ratio

Bottom 19% of <$100M peers

First Ohio

10.3%

Ohio median

12.0%

Higher capital ratio = stronger financial cushion

Return on assets

Bottom 49% of <$100M peers

First Ohio

0.6%

Ohio median

0.7%

Higher ROA = more profitable relative to asset base

How we graded First Ohio Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength

89/100

Customer experience

n/a

Overall

B · 89

Well-capitalized (10.3% capital ratio)
Profitable (ROA 0.59%)
No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First Ohio Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at First Ohio Community insured?

Yes. First Ohio Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.