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credit union

Painesville Credit Union

Painesville, OH · Est. 1942
A
Trust Grade
Excellent
Score: 91/100

Painesville Credit Union is a credit union based in Painesville, Ohio, established in 1942, with $46 million in total assets serving 5,960 members. By Trust Grade it ranks 110th of 195 credit unions we track in Ohio. Its net worth ratio of 16.2% is stronger than 62% of similarly sized credit unions, versus a Ohio median of 12%. It was profitable over the most recent period, with a 0.12% return on assets. No consumer complaints against Painesville Credit Union appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$45.7M
<$100M institution
Members
5,960
Shares & deposits
Net worth ratio
16.2%
Top 38% of <$100M peers · Ohio median 12%
Return on assets
0.1%
Bottom 26% of <$100M peers · Ohio median 0.69%
Rank in Ohio
#110
of 195 credit unions

How Painesville Credit Union compares to Ohio peers

Net worth ratio
Top 38% of <$100M peers
Painesville Credit
16.2%
Ohio median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 26% of <$100M peers
Painesville Credit
0.1%
Ohio median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Painesville Credit Union

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Strongly capitalized (16.2% capital ratio)
  • Profitable (ROA 0.12%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Painesville Credit Union over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Painesville Credit Union insured?

Yes. Painesville Credit Union is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Painesville Credit Union: frequently asked questions

Is Painesville Credit Union a good credit union?

Painesville Credit Union earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Strongly capitalized (16.2% capital ratio); Profitable (ROA 0.12%).

Is Painesville Credit Union NCUA-insured?

Yes. Painesville Credit Union is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Painesville Credit Union?

Painesville Credit Union holds $46 million in total assets, ranking 110th of 195 credit unions we track in Ohio. It serves 5,960 members.

Does Painesville Credit Union have CFPB complaints?

No CFPB complaints against Painesville Credit Union appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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