Wayne County Community
Wayne County Community is a credit union based in Smithville, Ohio, established in 1966, with $54 million in total assets serving 4,358 members. By Trust Grade it ranks 95th of 195 credit unions we track in Ohio. Its net worth ratio of 10.9% trails most similarly sized credit unions (24th percentile), versus a Ohio median of 12%. It was profitable over the most recent period, with a 0.69% return on assets. No consumer complaints against Wayne County Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Wayne County Community compares to Ohio peers
How we graded Wayne County Community
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.9% capital ratio)
- Profitable (ROA 0.69%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Wayne County Community over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Wayne County Community insured?
Yes. Wayne County Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Wayne County Community: frequently asked questions
Is Wayne County Community a good credit union?
Wayne County Community earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (10.9% capital ratio); Profitable (ROA 0.69%).
Is Wayne County Community NCUA-insured?
Yes. Wayne County Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Wayne County Community?
Wayne County Community holds $54 million in total assets, ranking 95th of 195 credit unions we track in Ohio. It serves 4,358 members.
Does Wayne County Community have CFPB complaints?
No CFPB complaints against Wayne County Community appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
