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credit union

Sylvania Area

Sylvania, OH · Est. 1966
83/ 100
Trust Grade
Strong
83 out of 100

Sylvania Area is a credit union based in Sylvania, Ohio, established in 1966, with $25 million in total assets serving 1,815 members. By Trust Grade it ranks 160th of 195 credit unions we track in Ohio. Its net worth ratio of 9.2% trails most similarly sized credit unions (12th percentile), versus a Ohio median of 12%. It was profitable over the most recent period, with a 0.39% return on assets. No consumer complaints against Sylvania Area appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$25.5M
<$100M institution
Members
1,815
Shares & deposits
Net worth ratio
9.2%
Bottom 12% of <$100M peers · Ohio median 12%
Return on assets
0.4%
Bottom 39% of <$100M peers · Ohio median 0.69%
Rank in Ohio
#160
of 195 credit unions

How Sylvania Area compares to Ohio peers

Net worth ratio
Bottom 12% of <$100M peers
Sylvania Area
9.2%
Ohio median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 39% of <$100M peers
Sylvania Area
0.4%
Ohio median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Sylvania Area

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
83/100
Customer experience
n/a
Overall
83/100
  • Well-capitalized (9.2% capital ratio)
  • Profitable (ROA 0.39%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Sylvania Area over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Sylvania Area insured?

Yes. Sylvania Area is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Sylvania Area: frequently asked questions

Is Sylvania Area a good credit union?

Sylvania Area earns a Bankzia Trust Grade of B (83/100, "Strong"), based on a financial-strength score of 83/100 (it has no CFPB complaints on record). Well-capitalized (9.2% capital ratio); Profitable (ROA 0.39%).

Is Sylvania Area NCUA-insured?

Yes. Sylvania Area is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Sylvania Area?

Sylvania Area holds $25 million in total assets, ranking 160th of 195 credit unions we track in Ohio. It serves 1,815 members.

Does Sylvania Area have CFPB complaints?

No CFPB complaints against Sylvania Area appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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