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credit union

Associated School Employees

Youngstown, OH · Est. 1958
A
Trust Grade
Excellent
Score: 91/100

Associated School Employees is a credit union based in Youngstown, Ohio, established in 1958, with $220 million in total assets serving 15,478 members. By Trust Grade it ranks 111th of 195 credit unions we track in Ohio. Its net worth ratio of 10.1% trails most similarly sized credit unions (31th percentile), versus a Ohio median of 12%. It was profitable over the most recent period, with a 1.12% return on assets. No consumer complaints against Associated School Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$220.2M
$100M–1B institution
Members
15,478
Shares & deposits
Net worth ratio
10.1%
Bottom 31% of $100M–1B peers · Ohio median 12%
Return on assets
1.1%
Top 23% of $100M–1B peers · Ohio median 0.69%
Rank in Ohio
#111
of 195 credit unions

How Associated School Employees compares to Ohio peers

Net worth ratio
Bottom 31% of $100M–1B peers
Associated School
10.1%
Ohio median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 23% of $100M–1B peers
Associated School
1.1%
Ohio median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Associated School Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Well-capitalized (10.1% capital ratio)
  • Strongly profitable (ROA 1.12%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Associated School Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Associated School Employees insured?

Yes. Associated School Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Associated School Employees: frequently asked questions

Is Associated School Employees a good credit union?

Associated School Employees earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (10.1% capital ratio); Strongly profitable (ROA 1.12%).

Is Associated School Employees NCUA-insured?

Yes. Associated School Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Associated School Employees?

Associated School Employees holds $220 million in total assets, ranking 111th of 195 credit unions we track in Ohio. It serves 15,478 members.

Does Associated School Employees have CFPB complaints?

No CFPB complaints against Associated School Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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