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credit union

First Service

Groveport, OH · Est. 1956
B
Trust Grade
Strong
Score: 89/100

First Service is a credit union based in Groveport, Ohio, established in 1956, with $233 million in total assets serving 14,699 members. By Trust Grade it ranks 124th of 195 credit unions we track in Ohio. Its net worth ratio of 10.2% trails most similarly sized credit unions (33th percentile), versus a Ohio median of 12%. It was profitable over the most recent period, with a 0.74% return on assets. No consumer complaints against First Service appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$232.8M
$100M–1B institution
Members
14,699
Shares & deposits
Net worth ratio
10.2%
Bottom 33% of $100M–1B peers · Ohio median 12%
Return on assets
0.7%
Top 45% of $100M–1B peers · Ohio median 0.69%
Rank in Ohio
#124
of 195 credit unions

How First Service compares to Ohio peers

Net worth ratio
Bottom 33% of $100M–1B peers
First Service
10.2%
Ohio median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 45% of $100M–1B peers
First Service
0.7%
Ohio median
0.7%
Higher ROA = more profitable relative to asset base

How we graded First Service

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
89/100
Customer experience
n/a
Overall
B · 89
  • Well-capitalized (10.2% capital ratio)
  • Profitable (ROA 0.74%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First Service over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at First Service insured?

Yes. First Service is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First Service: frequently asked questions

Is First Service a good credit union?

First Service earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (10.2% capital ratio); Profitable (ROA 0.74%).

Is First Service NCUA-insured?

Yes. First Service is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is First Service?

First Service holds $233 million in total assets, ranking 124th of 195 credit unions we track in Ohio. It serves 14,699 members.

Does First Service have CFPB complaints?

No CFPB complaints against First Service appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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