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Cooperative Employees

Anadarko, OK · Est. 1967
B
Trust Grade
Strong
Score: 86/100

Cooperative Employees is a credit union based in Anadarko, Oklahoma, established in 1967, with $10 million in total assets serving 958 members. By Trust Grade it ranks 36th of 53 credit unions we track in Oklahoma. Its net worth ratio of 10.2% trails most similarly sized credit unions (19th percentile), versus a Oklahoma median of 12.5%. It was profitable over the most recent period, with a 0.26% return on assets. No consumer complaints against Cooperative Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$10.0M
<$100M institution
Members
958
Shares & deposits
Net worth ratio
10.2%
Bottom 19% of <$100M peers · Oklahoma median 12.5%
Return on assets
0.3%
Bottom 33% of <$100M peers · Oklahoma median 0.55%
Rank in Oklahoma
#36
of 53 credit unions

How Cooperative Employees compares to Oklahoma peers

Net worth ratio
Bottom 19% of <$100M peers
Cooperative Employees
10.2%
Oklahoma median
12.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 33% of <$100M peers
Cooperative Employees
0.3%
Oklahoma median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Cooperative Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
86/100
Customer experience
n/a
Overall
B · 86
  • Well-capitalized (10.2% capital ratio)
  • Profitable (ROA 0.26%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Cooperative Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Cooperative Employees insured?

Yes. Cooperative Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Cooperative Employees: frequently asked questions

Is Cooperative Employees a good credit union?

Cooperative Employees earns a Bankzia Trust Grade of B (86/100, "Strong"), based on a financial-strength score of 86/100 (it has no CFPB complaints on record). Well-capitalized (10.2% capital ratio); Profitable (ROA 0.26%).

Is Cooperative Employees NCUA-insured?

Yes. Cooperative Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Cooperative Employees?

Cooperative Employees holds $10 million in total assets, ranking 36th of 53 credit unions we track in Oklahoma. It serves 958 members.

Does Cooperative Employees have CFPB complaints?

No CFPB complaints against Cooperative Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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