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credit union

Mcalester Aap

Mcalester, OK · Est. 1947
A
Trust Grade
Excellent
Score: 98/100

Mcalester Aap is a credit union based in Mcalester, Oklahoma, established in 1947, with $12 million in total assets serving 1,337 members. By Trust Grade it ranks 2nd of 53 credit unions we track in Oklahoma. Its net worth ratio of 37.8% is stronger than 97% of similarly sized credit unions, versus a Oklahoma median of 12.5%. It was profitable over the most recent period, with a 1.94% return on assets. No consumer complaints against Mcalester Aap appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$12.5M
<$100M institution
Members
1,337
Shares & deposits
Net worth ratio
37.8%
Top 3% of <$100M peers · Oklahoma median 12.5%
Return on assets
1.9%
Top 7% of <$100M peers · Oklahoma median 0.55%
Rank in Oklahoma
#2
of 53 credit unions

How Mcalester Aap compares to Oklahoma peers

Net worth ratio
Top 3% of <$100M peers
Mcalester Aap
37.8%
Oklahoma median
12.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 7% of <$100M peers
Mcalester Aap
1.9%
Oklahoma median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Mcalester Aap

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (37.8% capital ratio)
  • Strongly profitable (ROA 1.94%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Mcalester Aap over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Mcalester Aap insured?

Yes. Mcalester Aap is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Mcalester Aap: frequently asked questions

Is Mcalester Aap a good credit union?

Mcalester Aap earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (37.8% capital ratio); Strongly profitable (ROA 1.94%).

Is Mcalester Aap NCUA-insured?

Yes. Mcalester Aap is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Mcalester Aap?

Mcalester Aap holds $12 million in total assets, ranking 2nd of 53 credit unions we track in Oklahoma. It serves 1,337 members.

Does Mcalester Aap have CFPB complaints?

No CFPB complaints against Mcalester Aap appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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