Cherokee Strip
Cherokee Strip is a credit union based in Ponca City, Oklahoma, established in 1933, with $101 million in total assets serving 9,374 members. By Trust Grade it ranks 43rd of 53 credit unions we track in Oklahoma. Its net worth ratio of 10.3% trails most similarly sized credit unions (35th percentile), versus a Oklahoma median of 12.5%. It posted a loss over the most recent period (-0.55% return on assets), a point to watch. No consumer complaints against Cherokee Strip appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Cherokee Strip compares to Oklahoma peers
How we graded Cherokee Strip
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.3% capital ratio)
- Unprofitable over the period (ROA -0.55%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Cherokee Strip over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Cherokee Strip insured?
Yes. Cherokee Strip is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Cherokee Strip: frequently asked questions
Is Cherokee Strip a good credit union?
Cherokee Strip earns a Bankzia Trust Grade of C (79/100, "Average"), based on a financial-strength score of 79/100 (it has no CFPB complaints on record). Well-capitalized (10.3% capital ratio); Unprofitable over the period (ROA -0.55%).
Is Cherokee Strip NCUA-insured?
Yes. Cherokee Strip is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Cherokee Strip?
Cherokee Strip holds $101 million in total assets, ranking 43rd of 53 credit unions we track in Oklahoma. It serves 9,374 members.
Does Cherokee Strip have CFPB complaints?
No CFPB complaints against Cherokee Strip appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
