Ou
Ou is a credit union based in Norman, Oklahoma, established in 1954, with $80 million in total assets serving 14,151 members. By Trust Grade it ranks 41st of 53 credit unions we track in Oklahoma. Its net worth ratio of 7.8% trails most similarly sized credit unions (4th percentile), versus a Oklahoma median of 12.5%. It was profitable over the most recent period, with a 1.01% return on assets. No consumer complaints against Ou appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Ou compares to Oklahoma peers
How we graded Ou
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.8% capital ratio)
- Strongly profitable (ROA 1.01%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Ou over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Ou insured?
Yes. Ou is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Ou: frequently asked questions
Is Ou a good credit union?
Ou earns a Bankzia Trust Grade of B (83/100, "Strong"), based on a financial-strength score of 83/100 (it has no CFPB complaints on record). Well-capitalized (7.8% capital ratio); Strongly profitable (ROA 1.01%).
Is Ou NCUA-insured?
Yes. Ou is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Ou?
Ou holds $80 million in total assets, ranking 41st of 53 credit unions we track in Oklahoma. It serves 14,151 members.
Does Ou have CFPB complaints?
No CFPB complaints against Ou appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
