Morning Star
Morning Star is a credit union based in Tulsa, Oklahoma, established in 1961, with $1 million in total assets serving 394 members. By Trust Grade it ranks 49th of 53 credit unions we track in Oklahoma. Its net worth ratio of 6.1% trails most similarly sized credit unions (1th percentile), versus a Oklahoma median of 12.5%. It was profitable over the most recent period, with a 0.55% return on assets. No consumer complaints against Morning Star appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Morning Star compares to Oklahoma peers
How we graded Morning Star
The Trust Grade blends financial strength with complaint history. Full methodology →
- Below the well-capitalized threshold (6.1%)
- Profitable (ROA 0.55%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Morning Star over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Morning Star insured?
Yes. Morning Star is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Morning Star: frequently asked questions
Is Morning Star a good credit union?
Morning Star earns a Bankzia Trust Grade of D (67/100, "Below average"), based on a financial-strength score of 67/100 (it has no CFPB complaints on record). Below the well-capitalized threshold (6.1%); Profitable (ROA 0.55%).
Is Morning Star NCUA-insured?
Yes. Morning Star is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Morning Star?
Morning Star holds $1 million in total assets, ranking 49th of 53 credit unions we track in Oklahoma. It serves 394 members.
Does Morning Star have CFPB complaints?
No CFPB complaints against Morning Star appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
