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credit union

First Community

Coquille, OR · Est. 1957
A
Trust Grade
Excellent
Score: 98/100

First Community is a credit union based in Coquille, Oregon, established in 1957, with $1.8 billion in total assets serving 88,287 members. By Trust Grade it ranks 8th of 47 credit unions we track in Oregon. Its net worth ratio of 13.3% is stronger than 84% of similarly sized credit unions, versus a Oregon median of 12.8%. It was profitable over the most recent period, with a 1.46% return on assets. No consumer complaints against First Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.8B
$1B–10B institution
Members
88,287
Shares & deposits
Net worth ratio
13.3%
Top 16% of $1B–10B peers · Oregon median 12.8%
Return on assets
1.5%
Top 8% of $1B–10B peers · Oregon median 0.66%
Rank in Oregon
#8
of 47 credit unions

How First Community compares to Oregon peers

Net worth ratio
Top 16% of $1B–10B peers
First Community
13.3%
Oregon median
12.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 8% of $1B–10B peers
First Community
1.5%
Oregon median
0.7%
Higher ROA = more profitable relative to asset base

How we graded First Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (13.3% capital ratio)
  • Strongly profitable (ROA 1.46%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at First Community insured?

Yes. First Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First Community: frequently asked questions

Is First Community a good credit union?

First Community earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.3% capital ratio); Strongly profitable (ROA 1.46%).

Is First Community NCUA-insured?

Yes. First Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is First Community?

First Community holds $1.8 billion in total assets, ranking 8th of 47 credit unions we track in Oregon. It serves 88,287 members.

Does First Community have CFPB complaints?

No CFPB complaints against First Community appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Unitus Community
credit union · Tigard, OR · $1.8B assets
Marion And Polk Schools
credit union · Salem, OR · $1.8B assets
Oregon State
credit union · Corvallis, OR · $2.7B assets
Mid Oregon
credit union · Bend, OR · $878M assets
Consolidated
credit union · Portland, OR · $831M assets
Selco Community
credit union · Springfield, OR · $3.0B assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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