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credit union

Mid Oregon

Bend, OR · Est. 1957
A
Trust Grade
Excellent
Score: 96/100

Mid Oregon is a credit union based in Bend, Oregon, established in 1957, with $878 million in total assets serving 52,362 members. By Trust Grade it ranks 16th of 47 credit unions we track in Oregon. Its net worth ratio of 11.4% is stronger than 52% of similarly sized credit unions, versus a Oregon median of 12.8%. It was profitable over the most recent period, with a 1.81% return on assets. No consumer complaints against Mid Oregon appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$877.7M
$100M–1B institution
Members
52,362
Shares & deposits
Net worth ratio
11.4%
Top 48% of $100M–1B peers · Oregon median 12.8%
Return on assets
1.8%
Top 5% of $100M–1B peers · Oregon median 0.66%
Rank in Oregon
#16
of 47 credit unions

How Mid Oregon compares to Oregon peers

Net worth ratio
Top 48% of $100M–1B peers
Mid Oregon
11.4%
Oregon median
12.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 5% of $100M–1B peers
Mid Oregon
1.8%
Oregon median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Mid Oregon

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (11.4% capital ratio)
  • Strongly profitable (ROA 1.81%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Mid Oregon over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Mid Oregon insured?

Yes. Mid Oregon is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Mid Oregon: frequently asked questions

Is Mid Oregon a good credit union?

Mid Oregon earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (11.4% capital ratio); Strongly profitable (ROA 1.81%).

Is Mid Oregon NCUA-insured?

Yes. Mid Oregon is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Mid Oregon?

Mid Oregon holds $878 million in total assets, ranking 16th of 47 credit unions we track in Oregon. It serves 52,362 members.

Does Mid Oregon have CFPB complaints?

No CFPB complaints against Mid Oregon appear in our data over the analysis window, which is typical for a credit union of this size.

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Wauna
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Sage
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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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