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credit union

Opc

Durkee, OR · Est. 1972
A
Trust Grade
Excellent
Score: 98/100

Opc is a credit union based in Durkee, Oregon, established in 1972, with $3 million in total assets serving 310 members. By Trust Grade it ranks 5th of 47 credit unions we track in Oregon. Its net worth ratio of 15.4% is stronger than 58% of similarly sized credit unions, versus a Oregon median of 12.8%. It was profitable over the most recent period, with a 3.06% return on assets. No consumer complaints against Opc appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.8M
<$100M institution
Members
310
Shares & deposits
Net worth ratio
15.4%
Top 42% of <$100M peers · Oregon median 12.8%
Return on assets
3.1%
Top 2% of <$100M peers · Oregon median 0.66%
Rank in Oregon
#5
of 47 credit unions

How Opc compares to Oregon peers

Net worth ratio
Top 42% of <$100M peers
Opc
15.4%
Oregon median
12.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 2% of <$100M peers
Opc
3.1%
Oregon median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Opc

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (15.4% capital ratio)
  • Strongly profitable (ROA 3.06%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Opc over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Opc insured?

Yes. Opc is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Opc: frequently asked questions

Is Opc a good credit union?

Opc earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.4% capital ratio); Strongly profitable (ROA 3.06%).

Is Opc NCUA-insured?

Yes. Opc is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Opc?

Opc holds $3 million in total assets, ranking 5th of 47 credit unions we track in Oregon. It serves 310 members.

Does Opc have CFPB complaints?

No CFPB complaints against Opc appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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