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credit union

Pacific Cascade

Eugene, OR · Est. 1961
B
Trust Grade
Strong
Score: 83/100

Pacific Cascade is a credit union based in Eugene, Oregon, established in 1961, with $139 million in total assets serving 8,871 members. By Trust Grade it ranks 42nd of 47 credit unions we track in Oregon. Its net worth ratio of 10.6% trails most similarly sized credit unions (40th percentile), versus a Oregon median of 12.8%. It posted a loss over the most recent period (-0.17% return on assets), a point to watch. No consumer complaints against Pacific Cascade appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$138.9M
$100M–1B institution
Members
8,871
Shares & deposits
Net worth ratio
10.6%
Bottom 40% of $100M–1B peers · Oregon median 12.8%
Return on assets
-0.2%
Bottom 5% of $100M–1B peers · Oregon median 0.66%
Rank in Oregon
#42
of 47 credit unions

How Pacific Cascade compares to Oregon peers

Net worth ratio
Bottom 40% of $100M–1B peers
Pacific Cascade
10.6%
Oregon median
12.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 5% of $100M–1B peers
Pacific Cascade
-0.2%
Oregon median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Pacific Cascade

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
83/100
Customer experience
n/a
Overall
B · 83
  • Well-capitalized (10.6% capital ratio)
  • Unprofitable over the period (ROA -0.17%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Pacific Cascade over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Pacific Cascade insured?

Yes. Pacific Cascade is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Pacific Cascade: frequently asked questions

Is Pacific Cascade a good credit union?

Pacific Cascade earns a Bankzia Trust Grade of B (83/100, "Strong"), based on a financial-strength score of 83/100 (it has no CFPB complaints on record). Well-capitalized (10.6% capital ratio); Unprofitable over the period (ROA -0.17%).

Is Pacific Cascade NCUA-insured?

Yes. Pacific Cascade is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Pacific Cascade?

Pacific Cascade holds $139 million in total assets, ranking 42nd of 47 credit unions we track in Oregon. It serves 8,871 members.

Does Pacific Cascade have CFPB complaints?

No CFPB complaints against Pacific Cascade appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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