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credit union

Trailhead

Portland, OR · Est. 1935
D
Trust Grade
Below average
Score: 68/100

Trailhead is a credit union based in Portland, Oregon, established in 1935, with $155 million in total assets serving 8,546 members. By Trust Grade it ranks 47th of 47 credit unions we track in Oregon. Its net worth ratio of 9.2% trails most similarly sized credit unions (18th percentile), versus a Oregon median of 12.8%. It posted a loss over the most recent period (-1.18% return on assets), a point to watch. No consumer complaints against Trailhead appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$155.5M
$100M–1B institution
Members
8,546
Shares & deposits
Net worth ratio
9.2%
Bottom 18% of $100M–1B peers · Oregon median 12.8%
Return on assets
-1.2%
Bottom 1% of $100M–1B peers · Oregon median 0.66%
Rank in Oregon
#47
of 47 credit unions

How Trailhead compares to Oregon peers

Net worth ratio
Bottom 18% of $100M–1B peers
Trailhead
9.2%
Oregon median
12.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 1% of $100M–1B peers
Trailhead
-1.2%
Oregon median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Trailhead

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
68/100
Customer experience
n/a
Overall
D · 68
  • Well-capitalized (9.2% capital ratio)
  • Unprofitable over the period (ROA -1.18%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Trailhead over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Trailhead insured?

Yes. Trailhead is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Trailhead: frequently asked questions

Is Trailhead a good credit union?

Trailhead earns a Bankzia Trust Grade of D (68/100, "Below average"), based on a financial-strength score of 68/100 (it has no CFPB complaints on record). Well-capitalized (9.2% capital ratio); Unprofitable over the period (ROA -1.18%).

Is Trailhead NCUA-insured?

Yes. Trailhead is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Trailhead?

Trailhead holds $155 million in total assets, ranking 47th of 47 credit unions we track in Oregon. It serves 8,546 members.

Does Trailhead have CFPB complaints?

No CFPB complaints against Trailhead appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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